Sunk Cost sunkcost.ai Data checked 2026-09-03

Mac mini M6: 16GB vs 24GB for local AI

The Mac mini M6, 24GB holds 13 of the 39 open models here, and the Mac mini M6, 16GB holds 10. The Mac mini M6, 16GB costs $200 less. On Gemma 4 12B, the strongest model both hold, the Mac mini M6, 24GB is about 1.1× faster: 16 tok/s against 14, both estimated from memory bandwidth. The Mac mini M6, 16GB pays for itself sooner, in 71 years against 85 years at 500k tokens a day.

Mac mini M6, 16GBMac mini M6, 24GB
Price$899$1,099
Memory16 GB24 GB
Usable by the GPU10.5 GB16 GB
Memory bandwidth153 GB/s170 GB/s
Power under load65 Wstand-in65 Wstand-in
Models that fit1013
Best model it runsGemma 4 12BGemma 4 12B
Speed on that model14 tok/s estimated16 tok/s estimated
Pay-back on that modelPays back in 71 yearsPays back in 85 years

Neither power figure above is measured on the machine beside it. Both are stand-ins borrowed from the nearest hardware the data does have, so what the row shows is one borrowed figure printed twice. Each machine's page names the figure it borrows and why. Every pay-back figure on this page prices its electricity from these numbers.

Run the numbers on the Mac mini M6, 16GB · or the Mac mini M6, 24GB

How much use it takes to pay back

Everything above is at 500k tokens a day. Pay-back moves with how much you actually run, so here are both machines on Gemma 4 12B, the strongest model both hold, at the five levels of use the calculator names. The Mac mini M6, 16GB pays back sooner at every level of use, so this is not a choice that turns on how hard you work it.

A day's useMac mini M6, 16GBMac mini M6, 24GB
50ka few chats a day706 years846 years
200klight assistant use176 years212 years
1Ma moderate coding-assistant day35 years42 years
4Mheavy coding with an agent8.8 years11 years
20Magents running most of the day21 monthsits ceiling2.1 years

On Gemma 4 12B the Mac mini M6, 16GB generates at most 19.8M tokens a day, so its figure at 20M tokens a day is for the most it can do, not for the whole of what was asked.

Run the Mac mini M6, 16GB at 20M tokens a day · or the Mac mini M6, 24GB

What the extra memory buys

The Mac mini M6, 24GB holds 3 models the Mac mini M6, 16GB cannot at 32k of context. The strongest of them are what the difference in memory actually buys.

ModelWeightsNeeds at 32kOn the Mac mini M6, 24GB
Granite 4.2 8BBelow every hosted tier5.3 GB11 GB12 tok/s estimated
gpt-oss-20bBelow every hosted tier12 GB13 GB18 tok/s estimated
Ministral 3 14BBelow every hosted tier8.2 GB14 GB9.4 tok/s estimated

The assumptions behind both columns

Both columns use the same usage: 500k tokens a day at 15:1 input to output, 32k of context, $0.17 per kWh, and today's API prices held flat. Speeds marked estimated are worked out from memory bandwidth rather than measured, and pay-back scales with them. Graphics cards are priced as the card alone, so add the PC around one before comparing it with a complete computer. Change any of it in the calculator.

More head to head: everything the Mac mini M6, 16GB runs · everything the Mac mini M6, 24GB runs · every other match-up · the quickest pay-back at each level of use · every model against the frontier