Sunk Cost sunkcost.ai Data checked 2026-09-03

MacBook Pro M5 Max (16-inch): 64GB vs 128GB for local AI

The MacBook Pro M5 Max (16-inch), 128GB holds 33 of the 39 open models here, and the MacBook Pro M5 Max (16-inch), 64GB holds 27. The MacBook Pro M5 Max (16-inch), 64GB costs $1,600 less. On Qwen3.8 27B, the strongest model both hold, they run at much the same speed: 25 and 25 tok/s, both estimated from memory bandwidth. The MacBook Pro M5 Max (16-inch), 64GB pays for itself sooner, in 67 years against 87 years at 500k tokens a day.

MacBook Pro M5 Max (16-inch), 64GBMacBook Pro M5 Max (16-inch), 128GB
Price$5,399$6,999
Memory64 GB128 GB
Usable by the GPU48 GB96 GB
Memory bandwidth614 GB/s614 GB/s
Power under load145 Wstand-in145 Wstand-in
Models that fit2733
Best model it runsQwen3.8 27BQwen3.8 27B
Speed on that model25 tok/s estimated25 tok/s estimated
Pay-back on that modelPays back in 67 yearsPays back in 87 years

Neither power figure above is measured on the machine beside it. Both are stand-ins borrowed from the nearest hardware the data does have, so what the row shows is one borrowed figure printed twice. Each machine's page names the figure it borrows and why. Every pay-back figure on this page prices its electricity from these numbers.

Run the numbers on the MacBook Pro M5 Max (16-inch), 64GB · or the MacBook Pro M5 Max (16-inch), 128GB

How much use it takes to pay back

Everything above is at 500k tokens a day. Pay-back moves with how much you actually run, so here are both machines on Qwen3.8 27B, the strongest model both hold, at the five levels of use the calculator names. The MacBook Pro M5 Max (16-inch), 64GB pays back sooner at every level of use, so this is not a choice that turns on how hard you work it.

A day's useMacBook Pro M5 Max (16-inch), 64GBMacBook Pro M5 Max (16-inch), 128GB
50ka few chats a day673 years873 years
200klight assistant use168 years218 years
1Ma moderate coding-assistant day34 years44 years
4Mheavy coding with an agent8.4 years11 years
20Magents running most of the day20 months2.2 years

Run the MacBook Pro M5 Max (16-inch), 64GB at 20M tokens a day · or the MacBook Pro M5 Max (16-inch), 128GB

What the extra memory buys

The MacBook Pro M5 Max (16-inch), 128GB holds 6 models the MacBook Pro M5 Max (16-inch), 64GB cannot at 32k of context. The strongest of them are what the difference in memory actually buys.

ModelWeightsNeeds at 32kOn the MacBook Pro M5 Max (16-inch), 128GB
Ling 3.0 flashHaiku-class78 GB82 GB26 tok/s estimated
Qwen3.5 122B-A10BHaiku-class78 GB79 GB26 tok/s estimated
gpt-oss-120bBelow every hosted tier63 GB65 GB46 tok/s estimated
Mistral Small 4 (119B-2603)Below every hosted tier74 GB75 GB41 tok/s estimated
Qwen3-Coder NextBelow every hosted tier48 GB49 GB70 tok/s estimated
Devstral 2 123BBelow every hosted tier75 GB87 GB5.3 tok/s estimated

The assumptions behind both columns

Both columns use the same usage: 500k tokens a day at 15:1 input to output, 32k of context, $0.17 per kWh, and today's API prices held flat. Speeds marked estimated are worked out from memory bandwidth rather than measured, and pay-back scales with them. Graphics cards are priced as the card alone, so add the PC around one before comparing it with a complete computer. Change any of it in the calculator.

More head to head: everything the MacBook Pro M5 Max (16-inch), 64GB runs · everything the MacBook Pro M5 Max (16-inch), 128GB runs · every other match-up · the quickest pay-back at each level of use · every model against the frontier