Sunk Cost sunkcost.ai Data checked 2026-09-03

NVIDIA GeForce RTX 4080, 16GB vs NVIDIA GeForce RTX 3060, 12GB for local AI

The GeForce RTX 4080, 16GB holds 13 of the 39 open models here, and the GeForce RTX 3060, 12GB holds 11. The GeForce RTX 3060, 12GB costs $870 less, both priced as the card alone, without the PC around either. On Gemma 4 12B, the strongest model both hold, the GeForce RTX 4080, 16GB is about 1.9× faster: 74 tok/s against 38, both estimated from memory bandwidth. The GeForce RTX 3060, 12GB pays for itself sooner, in 26 years against 93 years at 500k tokens a day. Both are previous-generation parts, so every figure here is priced at what they launched at rather than at prices you can pay today.

NVIDIA GeForce RTX 4080, 16GBNVIDIA GeForce RTX 3060, 12GB
Price$1,199card only$329card only
Memory16 GB12 GB
Usable by the GPU15 GB11 GB
Memory bandwidth716.8 GB/s360 GB/s
Power under load320 W170 W
Models that fit1311
Best model it runsGemma 4 12BGemma 4 12B
Speed on that model74 tok/s estimated38 tok/s estimated
Pay-back on that modelPays back in 93 yearsPays back in 26 years

Run the numbers on the NVIDIA GeForce RTX 4080, 16GB · or the NVIDIA GeForce RTX 3060, 12GB

How much use it takes to pay back

Everything above is at 500k tokens a day. Pay-back moves with how much you actually run, so here are both machines on Gemma 4 12B, the strongest model both hold, at the five levels of use the calculator names. The NVIDIA GeForce RTX 3060, 12GB pays back sooner at every level of use, so this is not a choice that turns on how hard you work it.

A day's useNVIDIA GeForce RTX 4080, 16GBNVIDIA GeForce RTX 3060, 12GB
50ka few chats a day934 years257 years
200klight assistant use234 years64 years
1Ma moderate coding-assistant day47 years13 years
4Mheavy coding with an agent12 years3.2 years
20Magents running most of the day2.3 years7.7 months

Run the NVIDIA GeForce RTX 4080, 16GB at 20M tokens a day · or the NVIDIA GeForce RTX 3060, 12GB

What the extra memory buys

The NVIDIA GeForce RTX 4080, 16GB holds 2 models the NVIDIA GeForce RTX 3060, 12GB cannot at 32k of context. The strongest of them are what the difference in memory actually buys.

ModelWeightsNeeds at 32kOn the NVIDIA GeForce RTX 4080, 16GB
gpt-oss-20bBelow every hosted tier12 GB13 GB103 tok/s measured
Ministral 3 14BBelow every hosted tier8.2 GB14 GB43 tok/s estimated

The assumptions behind both columns

Both columns use the same usage: 500k tokens a day at 15:1 input to output, 32k of context, $0.17 per kWh, and today's API prices held flat. Speeds marked estimated are worked out from memory bandwidth rather than measured, and pay-back scales with them. Graphics cards are priced as the card alone, so add the PC around one before comparing it with a complete computer. Change any of it in the calculator.

More head to head: everything the NVIDIA GeForce RTX 4080, 16GB runs · everything the NVIDIA GeForce RTX 3060, 12GB runs · every other match-up · the quickest pay-back at each level of use · every model against the frontier